• How do private student loans work?
  • What are the drawbacks of private student loans?
  • How can you choose the best private student loans?

Because each student has unique financial aid needs, no single lender is the right choice for everyone. These lenders are a good starting point for your private student loan research.

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Sallie Mae

4.5

3.75% to 13.72% with autopay FIXED APR
Cost of attendance, minus aid MAX. LOAN AMOUNT
Mid 600s MIN. CREDIT SCORE

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College Ave

4.5

3.99% to 14.96% with autopay FIXED APR
Cost of attendance, minus aid MAX. LOAN AMOUNT
Mid 600s MIN. CREDIT SCORE

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Earnest

4.9

3.74% to 13.63% with autopay FIXED APR
No maximum MAX. LOAN AMOUNT
650 MIN. CREDIT SCORE

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SoFi

4.5

3.75% to 13.50% with autopay FIXED APR
Cost of attendance, minus aid MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE

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Ascent Funding

4.1

4.12% to 14.81% with autopay FIXED APR
$400,000 MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE

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LendKey

4.1

3.99% to 8.49% with autopay FIXED APR
Cost of attendance, minus aid MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE

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Citizens

4.1

4.40% to 12.97% with auto and loyalty discount* FIXED APR
Up to $350,000 MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE

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Credible

4.8

3.22% to 14.75% FIXED APR
Not disclosed MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE

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Purefy

4.2

3.15% to 14.75% with autopay FIXED APR
Not disclosed MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE

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Education Loan Finance

4.6

3.21% to 11.99% FIXED APR
Cost of Attendance MAX. LOAN AMOUNT
Not disclosed MIN. CREDIT SCORE
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