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Student Best Private Loans 2022- Apply Now

9jacompassNovember 3, 2022

If federal student loans don’t fit your needs, compare private student loan interest rates and lenders to find the right financing option for your college expenses.

Whether your college plans involve heading to campus or logging on for online learning, one thing is certain: You will need a way to pay. Although federal student loans are often the most affordable way to borrow, they may not be enough to cover all of your college costs. Private student loans, as well as grants and work-study programs, can cover the gap between what you need and how much you can afford to pay toward your college expenses.

How do private student loans work?
What are the drawbacks of private student loans?
How can you choose the best private student loans?

Compare the Best Private Student Loans

Because each student has unique financial aid needs, no single lender is the right choice for everyone. These lenders are a good starting point for your private student loan research.

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Sallie Mae

4.5

3.75% to 13.72% with autopay FIXED APR

Cost of attendance, minus aid MAX. LOAN AMOUNT

Mid 600s MIN. CREDIT SCORE

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College Ave

4.5

3.99% to 14.96% with autopay FIXED APR

Cost of attendance, minus aid MAX. LOAN AMOUNT

Mid 600s MIN. CREDIT SCORE

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Earnest

4.9

3.74% to 13.63% with autopay FIXED APR

No maximum MAX. LOAN AMOUNT

650 MIN. CREDIT SCORE

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SoFi

4.5

3.75% to 13.50% with autopay FIXED APR

Cost of attendance, minus aid MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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Ascent Funding

4.1

4.12% to 14.81% with autopay FIXED APR

$400,000 MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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LendKey

4.1

3.99% to 8.49% with autopay FIXED APR

Cost of attendance, minus aid MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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Citizens

4.1

4.40% to 12.97% with auto and loyalty discount* FIXED APR

Up to $350,000 MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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Credible

4.8

3.22% to 14.75% FIXED APR

Not disclosed MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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Purefy

4.2

3.15% to 14.75% with autopay FIXED APR

Not disclosed MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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Education Loan Finance

4.6

3.21% to 11.99% FIXED APR

Cost of Attendance MAX. LOAN AMOUNT

Not disclosed MIN. CREDIT SCORE

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See also Get An Instant Loan From Best Mortgage Lenders

Find the Best Student Loans for You

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3.74% to 13.63% with autopay FIXED APR

2.98% to 11.84% with autopay VARIABLE APR

5, 7, 10, 12, 15 years LOAN TERM

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3.99% to 14.96% with autopay FIXED APR

2.99% to 14.86% with autopay VARIABLE APR

5, 8, 10, or 15 years LOAN TERM

View Disclosure

3.75% to 13.72% with autopay FIXED APR

4.00% to 14.34% with autopay VARIABLE APR

10 to 15 years LOAN TERM

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